Privacy policy

Money Key Privacy Policy

1. General information

Data protection is important to us. That is why we process your personal
Data (“personal data”) with great care and in accordance with applicable laws
requirements. Money Key AG, Industriestrasse 28, Herisau, Switzerland processes your
personal data for various purposes and provides transparent information about them in the present case
data edits. “Personal data” means all information that is associated with a
can be associated with a specific or identifiable natural person.
The term “processing” includes any handling of personal data, e.g. procuring,
announce, save, delete, etc.

Please read the entire privacy policy carefully. So you can find out how and
Why we process your personal data and what rights you have in connection with
have these data edits.

• Who and when does this privacy statement apply?
• if you purchase services or products from us or are contractually connected with us
• Visitors to our website www.money-key.ch
• when you contact us, e.g. via e-mail, letter, via our contact form or even another contact tool
• When you receive information or marketing communications from us
• when you sign up for specific offers (e.g. events)
• when you subscribe to our newsletter
• when you apply to us
• if you deal with us as part of further data processing in connection with our offers
  
  

2. Responsibility

The company responsible for processing personal data is the company that determines for what purpose and with which means the processing is carried out. For data processing in accordance with this data protection declaration, the following company or person is the “responsible person” within the meaning of the DSG, i.e. the body responsible for data protection, unless otherwise communicated in a specific individual case (identity):

Money Key AG
Industriestrasse 28
9100 Herisau
switzerland

If you have concerns or questions about data protection, you can contact us at the following address: hello@money-key.ch

If you are in contact with another group company, e.g. because you are in direct contact with this company, that company is responsible for data protection law.

3. Personal data to be processed

We also process different categories of personal data for different purposes. For contractual partners who are companies, we process less personal data — here we process in particular data from contact persons of
company (e.g. name, email address, role in the company, communication data).
You provide us with much of the following personal data yourself. However, you are usually not required to do so. If you provide us with information about other people, we will assume that you have the right to do so and that this information is also accurate. You automatically confirm this when you provide us with data from these third parties. Please ensure that the affected third parties are aware of this privacy policy
were.

3.1. Basic data and contact information

Basic data and contact information relate directly to your person and characteristics
(e.g. to contact you). For example, we process the following basic data:

• Last name, first name
• gender
• birthdate
• Address/address
• email address
• phone number
• Information about language preferences
• Information about professional function and employment (e.g. employment relationship, employer)
• Information about education
  
  

We receive this master data directly from you. However, under certain conditions, we may also collect personal data from third parties, such as from our contract partners, associations and address dealers, and from publicly available sources such as the Internet.

3.2. Contract data

Contract data is information that is required in connection with the execution of the contract. We process the following data:

• Information from the run-up to the conclusion of a contract and information about the conclusion of the contract itself (e.g. the subject matter of the contract), as well as the information required or used for processing
• Date, information about the type and duration and terms of the relevant contract, data on the termination of the contract
• customer history
• Information on payments and methods of payment, mutual claims
• information on complaints,
• information about customer satisfaction, complaints,
  feedbacks
• Responses to customer and satisfaction surveys
• Access data and logins
  
  

3.3. Application data

Application data is data that is generated in connection with your application to us, e.g. the following data:

• CV, letter of motivation
• Work and degree certificates
• Information about your current job (e.g. notice period)
• Salary expectations
• Information related to a job interview
  
  

3.4. communication data

Communication data is data that is generated in connection with communication with you, e.g. the following data:

• Contact details such as postal address, email address and telephone number
• Content of all correspondence
• Information on the type, time and other marginal data of the communication
  
  

3.5. Behavioral data

In order to tailor our offers and services to you, we try to get to know you better. To do this, we process data about your behavior. Behavioral data is information about your use of our website. They can also be collected on the basis of technical data. We may also use your other interactions with us as behavioral data, and we may combine behavioral data with other information. This data then gives us information about what needs and interests you are likely to have. For this purpose, we evaluate behavioral data. This gives us overall knowledge of the preferences and likely behavior of you or even groups of people with similar characteristics.

3.6. Location data and technical data

When you visit our website, technical data is collected. This includes, for example, the following data:

• Location and traffic data
• IP address of the device and device ID
• Information about your device, the operating system of your device
• Information about your Internet provider
• Content accessed or logs in which the use of our systems
  is recorded
• Date and time of access to the website

3.7. Other possible dates

Depending on the need, we can then also process the following additional data:

• In connection with official or court proceedings, data may be generated (e.g. evidence) which may also relate to you.
• We can also edit photos or videos in which you can be recognized (e.g. from events).
• We may collect data about who attends events and when
• We may collect data about whether you participate in promotions (e.g. competitions)
  participate.

4. Purposes of our data processing

We process your personal data, as far as permitted, for various purposes in which we have a legitimate interest corresponding to the purpose:

• To fulfill the contract
• To improve our services and products
• For communication (e.g. answering your messages)
• For marketing and information purposes (so that we can inform you about offers or new activities in line with your personal interests, for example)
• Review of your application (so we can assess whether you are suitable for a job with us)
• To maintain our IT security (in particular to monitor the performance of our website)
• For internal administration (e.g. as part of bookkeeping or archiving data)
• To comply with legal requirements (e.g. to process complaints,
• prevention and investigation of criminal offences or other misconduct)
• asserting legal claims (if necessary, we also process personal data to enforce claims in court, out of court and before authorities in Germany and abroad or to defend ourselves against legal claims)
• For corporate development (e.g. for corporate management, to process the purchase and sale of business areas and the associated transfer of personal data)

On our website, we offer you the option of using a so-called social media plug-in from Facebook, Instagram, YouTube, LinkedIn to integrate functions of the respective provider on our website. These plugins are deactivated by default, but are activated when you click on the social media icon on the website. You can send requests for information and other data subject inquiries in connection with these social media providers directly to the provider concerned.

5. Online advertising techniques

We use online advertising techniques such as cookies on our website. This is how we measure the usability and success of the website and online advertising campaigns.

5.1. What are online advertising techniques such as cookies?

If we track you, we can distinguish your accesses from other users so that we can ensure the functionality of the website and carry out statistical evaluations. Each time you access a page, you are recognized as an individual visitor and can therefore be differentiated from other people, for example by the server assigning a unique identification number to your browser (this is then referred to as a so-called “cookie”). Cookies are automatically stored on your device when you visit our website. We use cookies, for example, to save settings between your visits to the website or to collect statistical, technical data.

5.2. Which cookies or online advertising techniques do we use?

We use analytics services so that we can optimize our website. In the following, we will explain how our most important analysis service providers work as examples. Other third-party providers of appropriate tools usually process personal data in a similar way.

• Google Analytics, an analysis service provided by Google LLC and Google Ireland Ltd. Google Ireland Ltd. is responsible for processing personal data. Google uses cookies and online advertising techniques to analyze certain information about the behavior of individual users on the website. Based on the analyzed data, Google provides us with evaluations, but also processes data for our own purposes. Information about data protection at Google Analytics can be found here: https://policies.google.com/privacy
• LinkedIn Insight Day, an analysis tool from LinkedIn Ireland Unlimited Company. With this tool, we are informed that you have visited our website and your IP address is processed here. With the tool, we can evaluate the use of our website. The data is stored on servers in the EEA and the USA. Please note that LinkedIn can connect to a user profile and use evaluated data for its own advertising purposes. Further information on LinkedIn's privacy policy and corresponding settings options can be found here: https://www.linkedin.com/legal/privacy-policy.

6. Disclosure of data to other companies and other recipients

We share your personal data with service providers. This applies in particular to IT service providers, but can — where necessary — concern analysis service providers, collection service providers, credit agencies, marketing service providers, etc. Insofar as these service providers process personal data as contract processors, they are obliged to process personal data exclusively in accordance with our instructions and to take data security measures. Data can then also be disclosed to other recipients, e.g. to courts and authorities as part of legal proceedings.

In particular, we may share your personal data with other companies in the group of companies. Disclosure may be used for intra-group administration or to support the relevant group companies and their own processing purposes.

In individual cases, it is also possible that we share personal data with other third parties for their own purposes, e.g. if you have given us your consent to do so or if we are required or entitled to do so by law.

7. Personal data abroad

Recipients of data (e.g. other companies or authorities) are not only in Switzerland. This applies in particular to group companies and certain service providers who participate in development or offer SaaS solutions. These may also be located outside the European Economic Area (EEA) and Switzerland, in particular the USA, Kosovo, i.e. also in other countries around the world.

For example, we can transfer data to authorities abroad if we are legally obliged to do so, but consider the risk to be very low because our service providers do not primarily work with your personal data, but focus on the development and maintenance of the software. If errors occur, it may happen that real data (in very rare cases personal data) must be displayed during live broadcasts in order to better understand the facts. Not all countries outside Switzerland and the EEA have the same level of data protection as in Switzerland. We therefore compensate for the lower level of protection through appropriate contracts, in particular the so-called standard contractual clauses issued by the European Commission and recognized by the Swiss Data Protection and Information Commissioner (EDÖB).

In certain cases, we can transfer data in accordance with data protection requirements even without these contracts, e.g. if you have consented to a specific data disclosure or if the disclosure is necessary for contract processing or enforcement of legal claims or for overriding public interests.

8. Duration of data processing

We store and process your personal data as long as it is necessary for the purpose of processing (in the case of data in connection with contracts, this is usually for the duration of the contractual relationship), as long as we have a legitimate interest in storing the data (e.g. to enforce legal claims or to ensure IT security) and as long as data is subject to a legal storage obligation (for example, there is a ten-year retention period for certain data, which we must comply with). We destroy or anonymize your personal data after the storage or processing period has elapsed, unless legal or contractual obligations prohibit this.

9. Rights of data subjects

You have certain rights under applicable data protection law so that you can obtain further information about and influence our data processing. In particular, these are the following rights:

• You have a right to information. This means that you can request information about our data processing. We are happy to help you with this. You can also make a so-called request for information if you would like further information and a copy of your data.
• They have a right of transfer. This means that you have the right to receive the personal data that you have provided to us in a structured, common and machine-readable format or to have it transferred to a third party, provided that the corresponding data processing is based on your consent or is necessary to fulfill the contract.
• You have the right to delete and object. This means that you can object to our data processing so that we can no longer process your data. You can then request that we delete your personal data. However, we would like to point out that we will continue to process and store your data if we are required to do so.
• You have the right to have it corrected. This means that you can correct or complete incorrect or incomplete personal data or then have it accompanied by a so-called dispute notice.
• You have the right of withdrawal. This means that you can withdraw your consent at any time, provided that you have given your prior consent to data processing. The revocation is valid from this moment, i.e. only for the future and not for the past. However, in the event of your withdrawal, we may continue to process your data based on another basis.
  
  

If you assert your rights as a data subject, we must verify your identity (this is done, for example, by sending a copy of an identity document). The listed rights of data subjects are then subject to legal requirements and restrictions. This means that the exercise of rights is not always possible in full. For example, we must continue to process your personal data in order to fulfill an order with you, to protect our own legitimate interests or to comply with legal obligations. To the extent permitted by law (e.g. to protect the privacy of third parties and to protect your own interests worthy of protection, such as the existence of trade secrets), we may restrict or deny your exercise of rights. It should also be mentioned that you also have the option of contacting the competent data protection authority with your request.

10. Status of the privacy policy

This privacy policy is up to date and dated 12.10.2023.